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Regular Savings Account Personal Banking

Our straightforward solution to saving money

A personal savings account is a wonderful way to save money for specific purchases or simply to build an emergency fund for when the unexpected happens. The Regular Savings Account from First State Bank makes both setting aside and withdrawing money easy.

Regular Savings Account features

  • Free online banking
  • Free online statements
  • Free mobile banking
  • Free mobile check deposit
  • Interest earned on daily balances over $200
  • Minimum opening deposit: $100
  • Semi-annual maintenance fee: $9 (waived if a minimum daily balance of $200 or average daily balance of $500 is maintained during the semiannual cycle)
  • Transaction fee: $0.50 for each debit in excess of 26 for the semiannual cycle

Federal law limits the number of transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer to six per month with no transfers by check, draft, or similar order.

Our best savings account rates

Open your Regular Savings Account today

Our relationship banking team can help you get started on the road to saving. We look forward to your visit!

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