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Mr. Smiley
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First State Bank — a community bank that puts you first

Our mortgages will make you smile

Competitive rates and a lending team dedicated to keeping it simple. What’s not to like?

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We’re happy to be a part of your home loan journey from the first step right up until you step through the door of your new home.

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Background ag

Our bankers don't just talk about farming.

Our bankers know farming. Why? Because they are farmers. Our ag team understands market conditions and the unique challenges farmers face.

We offer farm loans for every season. Operating lines of credit, crop loans, farm real estate loans and more — we have the products to help your operation grow.

We have a crop of connections. From USDA and WHEDA agricultural loan programs to a network of consulting partners who can assist with business structure and succession planning, we have the resources you need to be successful.

Ag banking & farm loans

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