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Federal Holiday

All First State Bank offices are closed on Wednesday, June 19, for the Juneteenth federal holiday. We will be open during normal business hours on Thursday, June 20, for your banking convenience. Locations & Hours

Individual Retirement Account (IRA) Personal Banking

Save for retirement

If you have earned income, an individual retirement account (IRA) gives you the opportunity to save for retirement and possibly enjoy certain tax benefits.1 You may also rollover funds from a 401(k) or other qualified retirement plan. First State Bank offers IRA certificates of deposit (CDs) for your Traditional IRA or Roth IRA.

Learn more about IRAs including contribution limits and types from the IRS website.

Fixed Rate IRA CDs

  • Terms from 12 to 60 months
  • Quarterly compounding
  • Lock in your annual percentage yield (APY) for the term of the CD
  • Minimum opening deposit: $500

Our best IRA rates

Open your individual retirement account today

Let us help you explore your retirement savings options and get your IRA started. We look forward to your visit!


1Please consult your tax advisor to learn what tax benefits may apply to you.

2Please see our rates for individual retirement account products or refer to our Truth In Savings disclosure or for more information.

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