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Christmas Club Savings Personal Banking

Save throughout the year for holiday expenses.

A Christmas Club Savings makes saving easy!

Christmas Club Savings account features

  • A Interest earned on daily balances
  • Minimum opening deposit: $5
  • Deposits encouraged by direct deposit or automatic transfer
  • Your account balance will be transferred automatically to your First State Bank checking or savings account on October 16 of each year*
  • Withdrawals outside of the annual automatic transfer are subject to a $20 early withdrawal penalty.

*If October 16 falls on Saturday or Sunday the transfer date for that year will be the next business day.

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