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Rates Rates & Resources

Our deposit rates

Rates are effective as of December 11, 2018, and are subject to change without notice.

Certificate of Deposits (CDs)

Comparison table of Certificate of Deposits (CDs).
Product Min. Opening Deposit Int. Rate Annual Percentage Yield
30 Days $5,000 0.250% 0.250%
3 Months $5,000 0.350% 0.350%
6 Months $5,000 0.500% 0.500%
12 Months $5,000 0.800% 0.800%
18 Months $5,000 0.900% 0.900%
24 Months $5,000 1.150% 1.160%
36 Months $5,000 1.300% 1.310%
48 Months $5,000 1.600% 1.610%
60 Months $5,000 2.000% 2.020%

Preferred CD rates may be available when total current balances of deposits and/or in-house loans meets or exceeds specified levels at time CD is opened or renegotiated (may not be available on all specials). Contact us for more details.

Fees could reduce earnings on the account. Penalties may be applied for early withdrawal. 

CD Specials

Comparison table of CD Specials.
Product Min. Opening Deposit Int. Rate Annual Percentage Yield
9 Month Special $10,000 1.450% 1.450%
15 Month Special $10,000 1.950% 1.950%

Preferred CD rates may be available when total current balances of deposits and/or in-house loans meets or exceeds specified levels at time CD is opened or renegotiated (may not be available on all specials). Contact us for more details. Fees could reduce earnings on the account. Penalties may be applied for early withdrawal.

Individual Retirement Account (IRA) CDs

Comparison table of Individual Retirement Account (IRA) CDs.
Product Min. Opening Deposit Int. Rate Annual Percentage Yield
18 Month Variable IRA - 0.75% Floor* $500 2.280% 2.300%
12 Month Fixed Rate** $500 0.700% 0.700%
30 Month Fixed Rate** $500 1.050% 1.060%
48 Month Fixed Rate** $500 1.600% 1.610%
60 Month Fixed Rate** $500 2.000% 2.020%

Fees could reduce earnings on the account. Penalties may be applied for early withdrawal.

*The 18 Month Variable Rate IRA rate and APY subject to change on the first Tuesday of the month.

**Preferred rates may be available on Fixed Rate IRA CDs when total current balances of deposits and/or in-house loans meets or exceeds specified levels at the time the IRA CD is opened or renegotiated. Contact us for more details. 

Checking Accounts

Comparison table of Checking Accounts.
Product Min. Opening Deposit Int. Rate Annual Percentage Yield
Relationship Interest Checking $50 0.050% 0.050%
50+ Relationship Interest Checking $50 0.050% 0.050%
Top Tier Checking
$0.01 - $1,499.99
$50 0.050% 0.050%
Top Tier Checking
$1,500 +
$0 0.100% 0.100%

Fees could reduce earnings on the account. Your interest rate and APY may change at any time for checking, savings, and money market accounts.

Money Market Account

Comparison table of Money Market Account.
Product Min. Opening Deposit Int. Rate Annual Percentage Yield
$0.01 - $9,999.99 $5,000 0.200% 0.200%
$10,000 - $24,999.99 $0 0.250% 0.250%
$25,000 - $49,999.99 $0 0.300% 0.300%
$50,000 + $0 0.450% 0.450%

Fees could reduce earnings on the account. Your interest rate and APY may change at any time for checking, savings, and money market accounts.

Savings Accounts

Comparison table of Savings Accounts.
Product Min. Opening Deposit Int. Rate Annual Percentage Yield
Regular Savings $0 0.100% 0.100%

Fees could reduce earnings on the account. Your interest rate and APY may change at any time for checking, savings, and money market accounts.

Health Savings Account

Comparison table of Health Savings Account.
Product Min. Opening Deposit Int. Rate Annual Percentage Yield
$0.01 - $4,999.99 $100 0.100% 0.100%
$5,000 - $9,999.99 $0 0.200% 0.200%
$10,000 - $24,999.99 $0 0.300% 0.300%
$25,000 + $0 0.400% 0.400%

Fees could reduce earnings on the account. Your interest rate and APY may change at any time for checking, savings, and money market accounts.

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