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Four affordable personal checking account choices

Picking a personal checking account shouldn’t be a tough decision. That’s why First State Bank offers four easy-to-understand options, including one totally free checking account and three other very affordable checking account products to choose from.

Personal checking account comparison

Comparison table of personal checking accounts.
  Free Relationship Checking1 Relationship Interest Checking 50+ Relationship Interest Checking Top Tier Relationship Checking
Minimum opening deposit $50 $50 $50 $50
Minimum balance None None None $1,500 daily balance
Monthly maintenance fee None None None $9 if minimum balance is not maintained
Does the account earn interest? No Yes Yes Yes; higher interest rate with a daily balance of $1,500 or more
Does the account offer free check orders? No No Yes (Specialty Gray wallet style) Yes (Specialty Gray wallet style)
Other account qualifications None Available with direct deposit to and/or automatic payment from account For customers age 50 and over n/a
Learn more Free Checking Relationship Interest Checking 50+ Relationship Interest Checking Top Tier Relationship Checking

Personal checking account features

Every new personal checking account includes:

  • FREE debit card
  • FREE online banking
  • FREE online statements
  • FREE bill pay
  • FREE mobile banking
  • FREE mobile check deposit
  • FREE thank you gift
  • Buy Back of your unused checks and debit cards from another financial institution2

Open your personal checking account today

Our relationship banking team is happy to recommend the best personal checking account for you and walk you through the process of opening your new account.


1Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details. Bank terms and conditions, and regulations apply.

2Up to $10 for checks and debit cards from another financial institution given at the time checks/debit cards are presented.

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