Four affordable personal checking account choices
Picking a personal checking account shouldn’t be a tough decision. That’s why First State Bank offers four easy-to-understand options, including one totally free checking account and three other very affordable checking account products to choose from.
Your new checking account helps our local schools
For the last four years, First State Bank has been proud to to donate $20 to our local schools for each new checking account opened. Stop in to open your new checking account today and let us know which school in our community you would like us to support! Available for a limited time only for new checking accounts opened from August 26 through October 5, 2019.
Personal checking account comparison
|Free Relationship Checking1||Relationship Interest Checking||50+ Relationship Interest Checking||Top Tier Relationship Checking|
|Minimum opening deposit||$50||$50||$50||$50|
|Minimum balance||None||None||None||$1,500 daily balance|
|Monthly maintenance fee||None||None||None||$9 if minimum balance is not maintained|
|Does the account earn interest?||No||Yes||Yes||Yes; higher interest rate with a daily balance of $1,500 or more|
|Does the account offer free check orders?||No||No||Yes (Specialty Gray wallet style)||Yes (Specialty Gray wallet style)|
|Other account qualifications||None||Available with direct deposit to and/or automatic payment from account||For customers age 50 and over||n/a|
|Learn more||Free Checking||Relationship Interest Checking||50+ Relationship Interest Checking||Top Tier Relationship Checking|
Personal checking account features
Every new personal checking account includes:
- FREE debit card
- FREE online banking
- FREE online statements
- FREE bill pay
- FREE mobile banking
- FREE mobile check deposit
- Buy Back of your unused checks and debit cards from another financial institution2
Get a FREE thank you gift!
You'll receive a thank you gift just for opening your new personal checking acccount. Or Tell A Friend about First State Bank's fantastic checking accounts; when they open their new checking account, you'll BOTH receive a FREE gift!
Choose one of these great gifts:
Open your personal checking account today
Our relationship banking team is happy to recommend the best personal checking account for you and walk you through the process of opening your new account.
1Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details. Bank terms and conditions, and regulations apply.
2Up to $10 for checks and debit cards from another financial institution given at the time checks/debit cards are presented.