Savings options for every stage of life
Whether you're putting money away for a major purpose, maintaining a "rainy day" fund, or saving for retirement, First State Bank has an account option for you.
Regular Savings Account
This account can help you start and maintain a regular savings plan while having access to your funds if needed.1
Youth Savings Account
Our Youth Savings Account can help children and young adults age 17 and under build savings habits that can last a lifetime.1
Money Market Account
A money market account offers limited accessibility to funds while earning a higher rate of interest than a typical checking account when you maintain higher balances.1
Certificates of Deposit (CDs)
A certificate of deposit (CD) can be a great savings option when you have funds that you are able to invest for a specific period of time as they may offer higher rates of interest than other savings accounts
Other options to help you save
Individual Retirement Account (IRA)
It’s never too early to start planning for retirement. IRAs offer individuals with earned income the opportunity to save for their retirement. First State Bank offers two types of IRA certificates of deposit as investment vehicles for your Traditional or Roth IRA.
Health Savings Account (HSA)
An HSA provides a convenient, tax-advantaged means of making healthcare more affordable for those with high-deductible health plans.
Let us help you start saving today
Our relationship team can help you figure out which account can work best for your needs so you can get on the road to saving!
1Federal law limits the number of transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer to six per month with no transfers by check, draft, or similar order.