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Fixed-rate Mortgage Mortgages

Changing your home life

A functional home for everyone in the family is a balance, and many are finding the need and timing ideal to change. We offer fixed-rate home mortgage options to borrowers looking for flexible terms and affordable fixed monthly payments, including loans for manufactured or mobile homes and bare land.

  • FICO scores of 620 or more are eligible.
  • No income, property or loan limits
  • Mortgage insurance required if less than 20% down payment.1

Fixed-rate mortgages

  • Enjoy a competitive rate.
  • Choose the term that fits your needs.
  • Fixed monthly payments for the life of the loan.

Learn more about our mortgages

First State Bank offers many mortgage programs for which you may be eligible.


All loans subject to credit approval. Mortgages available for properties located within the state of Wisconsin.

1Your rate may be dependent on your credit score, loan amount, loan to value, and debt ratio. For example, a purchase price of $100,000 with 3% down, loan amount of $97,000 at 5.000% rate with a 5.109%. Annual Percentage Rate results in 360 fixed monthly payments (principal and interest) of $520.72. Payment does not include taxes or insurance. This is an example only. Actual loan payment and APR will vary based on the loan amount, the term, insurance, and any fees.

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