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Federal Holiday

All First State Bank offices are closed on Monday, October 14, for Columbus Day. As an organization, we use this federal holiday to focus on employee training to better assist you, our valued customers. Locations & Hours

Top Tier Checking Account Personal Banking

Make the most of your personal checking account

If you plan to maintain a healthy daily balance in your account, our Top Tier Checking Account may be best for you.

With the Top Tier Checking Account, you earn a competitive interest rate on all balances and an even higher interest rate with a daily balance of $1,500 or more. (A $9 monthly maintenance fee is charged if the daily balance falls below $1,500.)

The Top Tier Checking Account also comes with free wallet style checks.

Personal checking account features

Every new personal checking account includes:

  • FREE Debit Card with contactless payment options
  • FREE Online Banking
  • FREE Online Statements
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • Buy Back of your unused checks and debit cards from another financial institution1

Open your Top Tier Checking Account today

Our Relationship Banking Team is happy to recommend the best personal checking account for you and walk you through the process of opening your new account.


Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details. Bank terms and conditions, and regulations apply. Minimum opening deposit is only $50. Ask us for details.

1Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

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