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Technology Upgrade

Exciting new and improved checking account options and Digital Banking services coming Monday, February 24, 2025! What to Expect

Federal Holiday

In recognition of Martin Luther King, Jr. Day, all First State Bank offices are closed on Monday, January 20, a federal holiday. Locations & Hours

Construction Loans Mortgages

A solid foundation

Ready to build? Our mortgage lenders will help you navigate financing for your project from groundbreaking to completion.

Construction loan features

  • Local underwriting and decision making
  • Pay interest only on the funds that are advanced during construction period.
  • Easy draw process
  • Permanent mortgage financing available

Apply for a construction loan

  • Make an appointment with a mortgage lender to discuss your construction project or to apply: (800) 994-2500.

Other mortgage loan options

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