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Federal Holiday

All First State Bank offices are closed on Wednesday, June 19, for the Juneteenth federal holiday. We will be open during normal business hours on Thursday, June 20, for your banking convenience. Locations & Hours

Home Equity Lines of Credit Mortgages

Tap your home’s equity

A First State Bank home equity line of credit allows you to borrow against the equity in your home for a variety of needs.

Common uses for a home equity line of credit

  • Home improvement projects
  • Debt consolidation
  • Other larger purchases

How a home equity line of credit works

  • Access funds up to your approved limit by writing a check or transferring dollars to your First State Bank checking account.
  • Pay interest only on the amount you actually borrow.
  • Monthly payments vary based upon the interest rate and the balance owed.

Apply for a home equity line of credit

  • Make an appointment with a mortgage lender to discuss your home's equity or to apply: (800) 994-2500.

Other mortgage loan options

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