Skip to main content Go to Online Banking

Technology Upgrade

Exciting new and improved checking account options and Digital Banking services coming Monday, February 24, 2025! What to Expect

Federal Holiday

In recognition of Martin Luther King, Jr. Day, all First State Bank offices are closed on Monday, January 20, a federal holiday. Locations & Hours

Home Equity Lines of Credit Mortgages

Tap your home’s equity

A First State Bank home equity line of credit allows you to borrow against the equity in your home for a variety of needs.

Common uses for a home equity line of credit

  • Home improvement projects
  • Debt consolidation
  • Other larger purchases

How a home equity line of credit works

  • Access funds up to your approved limit by writing a check or transferring dollars to your First State Bank checking account.
  • Pay interest only on the amount you actually borrow.
  • Monthly payments vary based upon the interest rate and the balance owed.

Apply for a home equity line of credit

  • Make an appointment with a mortgage lender to discuss your home's equity or to apply: (800) 994-2500.

Other mortgage loan options

Top
Some content requires Adobe Acrobat Reader to view.