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Home Equity Lines of Credit Mortgages

Tap your home’s equity

A First State Bank home equity line of credit allows you to borrow against the equity in your home for a variety of needs. 

Common uses for a home equity line of credit

  • Home improvement projects
  • Debt consolidation
  • Other larger purchases

How a home equity line of credit works

  • Borrow money as you need it, up to your approved credit limit.
  • Access funds by writing a check or transferring dollars to your First State Bank checking account.
  • You only pay interest on the amount you actually borrow.
  • Monthly payments vary based upon the interest rate and the balance owed.

Apply for a home equity line of credit

Other mortgage loan options

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