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Home Equity Lines of Credit Mortgages

Tap your home’s equity

A First State Bank home equity line of credit allows you to borrow against the equity in your home for a variety of needs.

Common uses for a home equity line of credit

  • Home improvement projects
  • Debt consolidation
  • Other larger purchases

How a home equity line of credit works

  • Access funds up to your approved limit by writing a check or transferring dollars to your First State Bank checking account.
  • Pay interest only on the amount you actually borrow.
  • Monthly payments vary based upon the interest rate and the balance owed.

Apply for a home equity line of credit

  • Make an appointment with a mortgage lender to discuss your home's equity or to apply: (800) 994-2500.

Other mortgage loan options

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