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Business Checking Account Business & Ag

Great options for your business? Check!

At First State Bank, we understand that businesses come in every shape and size. Therefore, we created three business checking account options to cater to the needs of the local companies that serve our communities.

Find Your Perfect Checking Account

Answer just a few quick questions to find the best account for your needs.

Do you need a checking account for yourself or for a business?

Personal Checking Business Checking


Business checking account comparison

Comparison table of business checking accounts
  Fantastic Free Business Checking Business Interest Checking Commercial Checking
Minimum opening deposit $50 $50 $50
Minimum balance None $5,000 daily balance None
Monthly maintenance fee None $9 if minimum balance is not maintained None
Monthly service charge None None


Transaction item fee None None 15¢ per transaction item
Does the account earn interest? No Yes No
Other account qualifications Less than 1,000 transaction items each month1 Less than 1,000 transaction items each month1 More than 1,000 transaction items each month1
Other features n/a n/a Earnings credit may offset activity fees
Learn more Fantastic Free Business Checking Business Interest Checking Commercial Checking

Business checking account features

Every new business checking account includes:

  • FREE Debit Card with contactless payment options
  • FREE Online Banking
  • FREE Online Statements
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE Thank You Gift2
  • Buy Back of your unused checks and debit cards from another financial institution3

Get a FREE thank you gift!

You'll receive a thank you gift just for opening your new business checking account. Or, Tell-A-Friend about First State Bank's fantastic checking accounts; when they open their new checking account, you'll BOTH receive a FREE gift!

Tell-A-Friend Coupon

Jumbo Tote Bag

Jumbo Tote Bag

Open your business checking account today

Our Relationship Banking Team is happy to recommend the best business checking account for you and walk you through the process of opening your new account.

Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details. Bank terms and conditions, and regulations apply. Minimum opening deposit is only $50. Ask us for details.

1Transaction items include all debits, credits and items processed per cycle. If the Fantastic Free Business Checking or Business Interest Checking account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

2We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

3Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

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