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Mortgages Personal Banking

Home sweet home

Whether you’re a first-time home buyer, upgrading to a new house, building an addition or remodeling, or building the home of your dreams, we promise to make your home-buying experience a fantastic one! Our mortgage lenders will guide you through the mortgage process. If you have an existing mortgage, we can also help you determine if you can save money on your monthly payments by refinancing.

Mortgages for every buyer

We have both secondary market and in-house mortgages available to help make home ownership your reality, including low or no down payment options:

Why choose First State Bank for your home loan?

Timely closings

While mortgage loans have many "moving parts", our team works hard to keep the process moving along with the goal of closing your loan within 30 to 45 days of receiving your completed application.

Constant communication

Our mortgage lenders will keep you, your agent, and all other parties involved informed with updates on how things are going and if any other information is needed.

Problem solving

Whether you're buying your first home or your next, we'll look at your financing from every angle to find a mortgage program that best fits your needs. And, if any unexpected situations arise, our knowledgeable lenders will proactively work through them to resolve them quickly so that your mortgage stays on track.

Apply for a mortgage

Other mortgages


All loans subject to credit approval. Mortgage loans are available for properties located within the state of Wisconsin.

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