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Mortgages Personal Banking

No place like home

Whether you’re a first-time home buyer, upgrading to a new house or building the home of your dreams, our mortgage lenders will guide you through the mortgage process. If you have an existing mortgage, we can also help you determine if you can save money on your monthly payments by refinancing.

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Mortgages for every buyer

We have both secondary market and in-house mortgages available to help make home ownership your reality, including low or no down payment options:

Other reasons to choose First State Bank

Speedy transactions

Our goal is to close your mortgage within 30 days of your completed application.

Constant communication

Our Home Loan Headquarters team will keep you, your agent, and all other parties involved informed with updates on how things are going and if any other information is needed.

Problem solving

Whether you're buying your first home or your next, we'll look at your financing from every angle to find a mortgage program that best fits your needs. And if any unexpected situations arise, our knowledgeable lenders will proactively work through them to make sure your experience is fantastic!

Apply for a mortgage

There are two ways to apply for a mortgage at First State Bank:

Other mortgages

All loans are subject to credit approval.

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