At First State Bank, we understand the importance of evolving to keep pace with the ever-changing landscape of financial services. We are excited to significantly enhance the services we offer and further strengthen our commitment to meeting your financial needs.
More Technology Upgrade Resources
- Technology Upgrade - See the Service Availability and Schedule table for temporary service changes.
- Enhanced Business Banking and Enhanced Personal Banking - Learn about our new checking accounts, starting on Monday, February 24, 2025.
- Frequently Asked Questions - Find a quick answer to common technology upgrade questions.
What will Stay the Same?
- Credit cards and debit cards will function normally.
- Checks will function normally.
- First State Bank's routing number: 075907497
- Automatic ACH credits and debits, going into or leaving your account, will continue to post as normal.
- Bank account numbers will remain the same.
- Telephone Banking number: (800) 994-2500
What will be New?
New Personal Checking Accounts
- First Essential Banking - An account that offers convenient access to your funds with no minimum balance requirements and all the tools you need to make managing your finances easy.
- First Rewards Banking - Enjoy the opportunity to earn rewards for the ways you use your account each month.
- First Performance Banking - Earn premium interest and other benefits for the relationship you have with First State Bank.
For more details about each account and what benefits each one provides, please go to Enhanced Personal Banking.
New Business Checking Accounts
- Business Essential Banking - Perfect for sole proprietors and associations who maintain lower balances and have minimal transaction needs. Enjoy the simplicity and convenience tailored to your business.
- Business Relationship Banking - Tailored for mid-size businesses, this account offers the resources and support you need to thrive including the opportunity to earn interest plus other discounts with a qualifying deposit relationship.
- Business Analyzed Banking - Designed for larger business clients with higher balances and transaction volumes.
- Municipal Banking - Available to municipal clients to manage public funds balances.
- Non-Profit Banking - Available to non-profit organizations.
- Agricultural Banking - Available to farmers and agricultural producers.
For more details about each account and what benefits each one provides, please go to Enhanced Business Banking.
Credit Management Tools
A valuable tool that provides you with a complete picture of your credit data, ongoing credit monitoring, and access to the latest in credit-related consumer advice tools.
Financial Management Tools
Enjoy access to great financial tools such as:
- Budgeting, cashflow, goal-setting, and net worth.
- Add in your external accounts from other financial institutions.
- Set up alerts to monitor spending targets, transaction limits, upcoming bills, savings goals, high/low balances, and many more!
- Create a way to track and improve your spending habits all through our digital banking!
For Business Online Banking Only:
Positive Pay
We are now expanding our fraud prevention services to include paper checks, in addition to electronic transactions. This enhancement provides an extra layer of security, helping to protect against check-related fraud and offering greater peace of mind for our customers.
Same Day ACH Origination via Electronic Transactions
ACH payments are processed on the same day, rather than the standard multi-day processing cycle. This allows for faster transfers of funds between accounts, ensuring that payments occur within the same business day.
Single Sign-On (SSO)
All new service options you use will be integrated into business online banking with Single Sign-On. You will be able to access them using your newly created user ID and password.
What will Change?
Online Banking
First State Bank will have a brand-new online banking platform packed with new features and an even easier-to-use interface to make managing your accounts faster and more convenient.
To access the new platform, you will log in with your existing user ID and the last 4 digits of your SSN or TIN for your temporary password, as you will be asked to create a new password. As a business, use the last 4 digits of your EIN as your temporary password.
Mobile Banking App
We will have a brand-new mobile banking app. With a sleek new design and improved features, managing your accounts from your phone has never been more convenient.
To access the new app, you will need to download the app from the App Store or Google Play Store and log in with your existing user ID and the last 4 digits of your SSN or TIN for your temporary password, as you will be asked to create a new password. As a business, use the last 4 digits of your EIN as your temporary password.
Checking Accounts
We’re making it easy for you by automatically mapping your current checking account to one of our new options, based on the account you currently have. Don’t worry—there will be no fees associated with your new account until April, giving you plenty of time to explore and enjoy the updated features.
For more information about which account you will be transitioned to, please go to:
Telephone Banking System
While the telephone banking number will remain the same, First State Bank is transitioning to a new telephone banking system.
To access the system, you must set up a new PIN using your account number and SSN or TIN. As a business, use your account number and EIN. The system will guide you through the process.
Statement Cycles
Statement cycles are changing to cover a full calendar month and will be issued at month-end. In February, customers will receive two statements: one through the 20th and another for the rest of the month, issued at the end of February.