Dairy farmers walking in barn as cows feed

Lines of Credit

Farming is full of challenges. A credit line can help you meet them head on.

A First State Bank Line of Credit can be a do-it-all financial tool for farmers and producers. Get fast access to funds to buy seed and feed, repair machinery, upgrade outbuildings, meet seasonal payroll or cover periods of slow cash flow. In fact, the money can be used for any purpose, and you pay interest only on the amount borrowed.

  • Borrow money up to your approved credit limit whenever you wish without having to apply for a separate loan each time.
  • Competitive interest rates hold down your overhead costs.
  • Get easy access to funds through checks, Online and Mobile Banking, and at First State Bank branches.
  • As you repay funds to the credit line, you can use them again for other purposes.
  • Our experienced ag lending team can guide you through the application process.

Contact a First State Bank Ag Banker or call (800) 994-2500.