SBA

With the right financing, small businesses can take big leaps forward.

From corner stores and tech start-ups to medical practices and repair shops, small businesses play a key role in supporting our local economy. We support small businesses with government-backed U.S. Small Business Administration (SBA) loans that can be used for real estate, equipment, expansion projects, furniture, supplies, and more.

• Loans are for small businesses that may not qualify for traditional financing.
• Funding applies to start-ups and existing businesses.
• Find competitive interest rates.
• SBA loans provide longer repayment terms than many traditional loans.
• Term loans and lines of credit are options.
• Work directly with local First State Bank lenders.

Common SBA Loan Uses

• Acquire, refinance, or improve real estate and buildings.
• Satisfy short- and long-term working capital needs.
• Refinance current business debt.
• Purchase and install machinery and equipment, including AI-related expenses.
• Buy furniture, fixtures, and supplies.
• Finance ownership changes.

Contact a First State Bank Business Banker or call (800) 994-2500.