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Lines of Credit

Fast access to cash can keep your business on solid footing.

Some business expenses are easily anticipated, while others come out of nowhere. A Line of Credit from First State Bank makes either situation manageable. Pay for repairs, supplies, or inventory. Hire seasonal help or get working capital for a strategic project. With Online and Mobile Banking, extra funds are right at your fingertips.

  • One streamlined application provides your business with years of credit line access.
  • Borrow money as often as you wish for any purpose, up to your approved credit limit.
  • Competitive, variable interest rates are available.
  • A lending option that is more efficient than covering unbudgeted expenses with a high-interest credit card.
  • Access funds with checks, digital banking tools, or at First State Bank branches.
  • Pay interest only on the money you have borrowed.
  • As you repay the principal, funds can be used again for other purposes.
  • Lines of credit are available to non-profit groups and municipalities as well as businesses of all sizes.

Contact a First State Bank Business Banker or call (800) 994-2500.












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