Fight fraud and protect your farm's finances.
While digital theft is on the rise, agricultural businesses still face significant losses due to fraudsters altering or forging paper checks and ACH transactions. First State Bank offers powerful tools to help safeguard your farm's financial assets.
Business Online Banking
- Give access to non-signer employees.
- Assign specific access to each user.
- Dual control is available for transaction initiation.
- Gain added security for online transactions with a hardware token or FOB to further authenticate the user.
Fraud Protection
- Check Positive Pay - We monitor checks against a list of approved payments you provide. If a check doesn't match, we'll flag it and alert you, so you can review and decide whether to accept or decline the payment.
- Check Block - Protect against unauthorized paper checks by blocking all checks from being processed that aren’t on your approved list.
- ACH Positive Pay - Similar to Check Positive Pay, this feature ensures only authorized ACH transactions are processed. We'll notify you immediately if any unauthorized transactions appear, so you can decline them right away.
- ACH Block - Block electronic activity on specific accounts to prevent unauthorized withdrawals.
With First State Bank’s fraud protection tools, you can take control of your farm’s finances and reduce the risk of fraud, ensuring your hard-earned money stays safe.