Flexible terms and affordable payments appeal to home buyers with diverse goals.
Popular to first-time home buyers and those who found the perfect neighborhood to plant their roots, fixed-rate mortgages offer the predictability of a set monthly payment plan.
- No income, property, or loan limits apply.
- FICO scores of 620 or more are eligible.
- Mortgage insurance required if less than 20% down payment.*
- Available for manufactured homes, mobile homes on land, and bare land loans.
Fixed-Rate Mortgage Features
- Flexible terms and affordable payment options available.
- Lock in your rate for the life of the loan.
- Fixed monthly payments apply to the life of the loan.
First State Bank offers a variety of mortgage programs for which you may be eligible. Contact a First State Bank Mortgage Lender at (800) 994-2500 to make an appointment to discuss your future home purchase.
All loans subject to credit approval. Mortgage loans are available for properties located within the state of Wisconsin.
* Your rate may be dependent on your credit score, loan amount, loan-to-value, and debt ratio. For example, a loan amount of $97,000 (purchase price of $100,000 less a 3% down payment) financed at a 4.327% Annual Percentage Rate (APR) for 30 years results in 360 fixed monthly payments of $477.18 (principal and interest). Payment does not include taxes or insurance. This is an example only. Actual loan payment and APR will vary based on the loan amount, down payment amount, term, insurance, and any fees.
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