Couple happily holding keys to new home

Adjustable-Rate Mortgages

Know there's a short-term mortgage option to consider too.

When a new career opportunity comes your way and moving is essential, you might not have time to find your "forever home." It might not even be on the market. Or maybe you are waiting for rates to lower to refinance. An adjustable-rate mortgage (ARM) can be the right option.

  • No income, property, or loan limits apply.
  • FICO scores of 620 or more are eligible.
  • Mortgage insurance required if less than 20% down payment.
  • Available for manufactured homes, mobile homes on land, and bare land loans.
 

 Adjustable-Rate Mortgage Feature

  • Variable-rate is tied to an index and may increase or decrease.

First State Bank offers a variety of mortgage programs for which you may be eligible. Contact a First State Bank Mortgage Lender at (800) 994-2500 to make an appointment to discuss your future home purchase.












All loans subject to credit approval. Mortgage loans are available for properties located within the state of Wisconsin.
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