Welcome to our education center! We've put together a library of information on important financial topics that we believe you'll find helpful. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends. Feel free to save or print these topics, or share them with a friend!
First State Investment Center provides a complete range of investment products and services through Investment Centers of America, Inc. (ICA), a member of FINRA, SIPC, a Registered Investment Advisor, is not affiliated with First State Bank or First State Investment Center. Securities, advisory services, and insurance products offered through ICA and affiliated insurance agencies are *not insured by the FDIC or any other Federal Government agency, *not a deposit or other obligation of, or guaranteed by any bank or their affiliates, *subject to risks including the possible loss of principal amount invested.
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1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representative and the BD or IA they represent
(a) satisfy the qualification requirements of, and are approved to do business by, the state; or
(b) are excluded or exempted from the state's licensure requirements.
2. Representative of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve
(a) effecting, or attempting to effect, transactions in securities; or
(b) rendering personalized investment advice for compensation.
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