Preferred CD Rates
Available when total current balances of deposits and/or in-house loans meets or exceeds specified levels at time CD is opened or renegotiated.

Rates effective as of July 11, 2017, and subject to change without notice. 



Base Rates
$25,000 Total Relationship (Gold)$75,000 Total Relationship (Platinum)

Term
Minimum
Balance

Rate

APY*

Rate

APY*

Rate

APY*
30 Days $5,0000.05% 0.05% 0.15% 0.15% 0.25% 0.25%
3 Months $5,000 0.05% 0.05% 0.15% 0.15% 0.25% 0.25%
6 Months $5,000 0.10% 0.10% 0.20% 0.20% 0.30% 0.30%
12 Months $5,000 0.25% 0.25% 0.35% 0.35% 0.45% 0.45%
18 Months $5,000 0.25% 0.25% 0.35% 0.35% 0.45% 0.45%
24 Months $5,000 0.50% 0.50% 0.60% 0.60% 0.70% 0.70%
36 Months $5,000 0.75% 0.75% 0.85% 0.85% 0.95% 0.95%
48 Months $5,000 1.13% 1.14% 1.23% 1.24% 1.33%1.34%
60 Months$5,000 1.38% 1.39% 1.48% 1.49% 1.58% 1.59%
CD Specials:

Term
Minimum
Balance

Rate

APY*

Rate

APY*

Rate

APY*
15 Month Special $10,000 0.40% 0.40% 0.50% 0.50% 0.60% 0.60%
31 Month Special $10,000 0.75% 0.75% 0.85% 0.85% 0.95% 0.95%

*APY = Annual Percentage Yield. Fees could reduce earnings on the account. Penalties may be applied for early withdrawal. 



Base Rates
$25,000 Total Relationship (Gold)
$75,000 Total Relationship (Platinum)

Term
Minimum
Balance

Rate

APY*

Rate

APY*

Rate

APY*
18 Month Variable IRA
(Guaranteed Min 1.00% APY*)
$5001.00%1.00%
1.00%
1.00%
1.00%
1.00%
12 Month Fixed Rate$5000.25%0.25%0.35%0.35%045%0.45%
30 Month Fixed Rate$5000.50%0.50%0.60%0.60%0.70%0.70%
48 Month Fixed Rate$5001.13%1.13%1.23%1.24%1.33%1.34%
60 Month Fixed Rate$5001.38%1.39%1.48%1.49%1.58%1.59%









*APY = Annual Percentage Yield. Fees could reduce earnings on the account. Penalties may be applied for early withdrawal. 18 Month Variable Rate, IRA rate and APY subject to change on the first Tuesday of the month.

Min. Opening Balance
Daily
Balance
Rate
APY*
Relationship Interest Checking, 
50+ Relationship Interest Checking
$50$0.01 +0.05%0.05%





Top Tier Checking$50$0.01 - $1,4990.05%0.05%
$1,500 +0.10%0.10%





First State Bank Money Market Account$5,000$0.01 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 +0.35%0.35%





Savings Accountsvaries**varies**0.10%0.10%





Health Savings Accounts$100$0.01 - $4,9990.10%0.10%
$5,000 - $9,9990.20%0.20%
$10,000 - $24,9990.30%0.30%
$25,000+0.40%0.40%

*APY = Annual Percentage Yield. Fees could reduce earnings on the account. Your interest rate and APY may change at any time for checking, savings, and money market accounts.** Please refer to our Truth In Savings disclosure for more information.