First State Bank offers a number of checking account options to fit the needs, size, and transaction activity of your business or organization. Please talk to a business banking Relationship Manager for more information on which account will work best for your business needs.

Small Business Checking
Designed for small businesses with low transaction activity. There is no monthly service charge when a minimum balance is maintained. Includes free Basic Business Online Banking and Online Statements. Enhanced Business eBanking with ACH/Cash Management services, Online Bill Pay, Remote Deposit, and Sweep Services are optional services (fees may apply).

Business Platinum
Relationship Rewards Checking
Designed for businesses, municipalities, and other organizations with moderate transaction activity, this account offers Relationship Rewards in return for maintaining $250,000 or more in related business deposits and loans at First State Bank. There is no monthly service charge when the required relationship is maintained. Enhanced Business eBanking, Remote Deposit and Sweep Services are also available (fees may apply). Interest-earning or DDA account types available. 

Relationship Rewards!
  • No fee Overdraft Transfer Service
  • Free Basic Business Online Bill Pay
  • Earn “Platinum” preferred rates on Certificates of Deposit (specials not included). 
  • Free safe deposit box up to 3” x 10” or $30 discount on larger size (with autopay, subject to availability)
  • Remote Deposit monthly fee waived

Business Analysis Checking
For businesses, municipalities, and other organizations with high transaction activity. Service fees are calculated and charged to the account monthly based upon actual usage on the account. Analysis customers can either earn an earnings credit that is applied to offset analyzed fees, OR, earn interest which is calculated and credited to the account each month.

All Business Analysis Checking accounts include free Basic Business Online Banking and Online Statements. Enhanced Business eBanking with ACH/Cash Management services, Online Bill Pay, Remote Deposit, and sweep services are also available (fees may apply).

Non-Profit Organization Checking
A basic checking account designed for smaller, not-for-profit organizations with minimal transactions. There is no monthly maintenance fee when a minimum balance is maintained. Includes free Basic Business Online Banking and Online Statements.