Let’s get your mortgage application started!
When you set up an appointment to apply in-person, our mortgage lenders will help you select the best mortgage program and interest rate for your needs and guide you through the loan process. We will be with you every step of the way!
Apply for a mortgage
- Apply online.
- Make an appointment with a mortgage lender: (800) 994-2500.
Frequently asked questions
First-time home buyers? Register now for free home buyer education.
Broaden your understanding of the home buying process with the Framework course for Fannie Mae® which is a free educational course for those using a first-time home buying program or looking to get home ready.
Purchasing? Here’s the info you will need.
To help your loan application to be approved as quickly as possible, the following items (for both borrower and co-borrower) will be needed:
- Social Security Number
- Driver’s license
- Last 2 year’s W-2s
- Pay stubs covering last 30 days, or if self-employed, your tax returns for the past two years
- Bank statements for the past two months for any accounts not at First State Bank
- Last 2 year’s signed federal income tax returns (all pages including all schedules)
- Current mortgage statement and information for any property owned (if NOT financed with First State Bank)
- Homeowner’s insurance policy Declaration page - for this property and all other property owned
- Copy of Signed Offer to Purchase Contract with all amendments and counter-offers; also the Real Estate Condition Report
- Earnest money receipt, if applicable
- Seller information, if available
- Investment account statements for the past two months
- Life insurance policy
The following information may also be requested:
- Retirement account statements for the past two months
- Make and model of vehicles you own and their resale value
- Credit card account information
- Auto loan account information
- Personal loan account information
- Home equity account information (if applicable)
Refinancing? Please have this info ready.
To help your loan application to be approved as quickly as possible, the following items (for both borrower and co-borrower) will need to be provided:
- Social Security Number
- Driver’s license
- Last 2 year’s W-2s
- Pay stubs covering last 30 days, or if self-employed, your tax returns for the past two years
- Bank statements for the past two months for any accounts not at First State Bank
- Last 2 year’s signed federal income tax returns (all pages including all schedules)
- Current mortgage statement and information for primary residence and all other property owned (if NOT financed with First State Bank)
- Homeowner’s insurance policy Declaration page - for primary residence and all other property owned
The following information may also be requested:
- Retirement account statements for the past 2 months
- Make and model of vehicles you own and their resale value
- Credit card account information
- Auto loan account information
- Personal loan account information
- Home equity account information (if applicable)