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Apply for a Mortgage Mortgages

Let’s get your mortgage application started!

Whether you start your application online or set up an appointment to apply in person, our mortgage specialists will help you select the best mortgage program and interest rate for your needs and guide you through the loan process. We will be with you every step of the way!

Apply for a mortgage

Apply online.

Make an appointment with a mortgage specialist: (800) 994-2500.

Frequently asked questions

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Purchasing? Here’s the info you will need.

To help your loan application to be approved as quickly as possible, the following items (for both borrower and co-borrower) will be needed:

  • Social Security Number
  • Driver’s license
  • Last 2 year’s W-2s
  • Pay stubs covering last 30 days, or if self-employed, your tax returns for the past two years
  • Bank statements for the past two months for any accounts not at First State Bank
  • Last 2 year’s signed federal income tax returns (all pages including all schedules)
  • Current mortgage statement and information for any property owned (if NOT financed with First State Bank)
  • Homeowner’s insurance policy Declaration page - for this property and all other property owned
  • Copy of Signed Offer to Purchase Contract with all amendments and counter-offers; also the Real Estate Condition Report
  • Earnest money receipt, if applicable
  • Seller information, if available
  • Investment account statements for the past two months
  • Life insurance policy

The following information may also be requested:

  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information
  • Home equity account information (if applicable)

Refinancing? Please have this info ready.

To help your loan application to be approved as quickly as possible, the following items (for both borrower and co-borrower) will need to be provided:

  • Social Security Number
  • Driver’s license
  • Last 2 year’s W-2s
  • Pay stubs covering last 30 days, or if self-employed, your tax returns for the past two years
  • Bank statements for the past two months for any accounts not at First State Bank
  • Last 2 year’s signed federal income tax returns (all pages including all schedules)
  • Current mortgage statement and information for primary residence and all other property owned (if NOT financed with First State Bank)
  • Homeowner’s insurance policy Declaration page - for primary residence and all other property owned

The following information may also be requested:

  • Retirement account statements for the past 2 months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information
  • Home equity account information (if applicable)
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